BNY Mellon Benefits Guide
Pricing Structure for Medical Coverage
Health plan premiums are based on five criteria:
  • your base pay;
  • the plan option you choose;
  • the carrier you choose;
  • the number of eligible dependents you choose to cover; and
  • for 2018, health plan premium reductions earned by completing certain wellbeing program activities. Eligible employees and their covered spouse/qualified domestic partner who become new participants in a BNY Mellon health plan on or after September 12, 2017, as well as expats who enroll in Aetna International, employees on long-term disability, military leave and pre-65 retirees will automatically receive the 2018 health plan premium reduction.
The per-pay contributions are shown in "2018 Medical Contributions" in the Medical and Prescription Drug section. Generally, the lower your base pay, the more BNY Mellon contributes toward the cost of your coverage.