BNY Mellon Benefits Guide
Benefit Options at a Glance
BNY Mellon offers a comprehensive, competitive benefits program with the flexibility to help meet the needs of our diverse workforce. Review the benefits available to you, then choose the options that best meet the needs of you and your family.
YOUR 2018 BENEFIT OPTIONS AT A GLANCE
Medical
  • No coverage
  • Both Aetna and UnitedHealthcare offer two plans:
  • Plan HRA (Health Reimbursement Account)
  • Plan HSA (Health Savings Account)
  • Kaiser Permanente (Los Angeles and San Francisco only)
  • HMSA (Hawaii only)
  • Aetna International (international expatriates only)
Dental
  • No coverage
  • MetLife PDP Option 1
  • MetLife PDP Option 2
  • Aetna DMO (Dental Maintenance Organization)—only pays a benefit when you use participating providers
Vision
  • No coverage
  • Vision Service Plan
Long-Term Disability
  • 50% of base pay benefit (buy-down option for credit)
  • 60% of base pay benefit (BNY-Mellon-paid coverage)
  • 70% of base pay benefit (buy-up option)
Basic Life Insurance
  • BNY Mellon-paid benefit equal to your base pay, up to $500,000
  • Elect to buy down to coverage of $50,000 for credit (for employees with salaries greater than $50,000)
Supplemental Life Insurance
  • No coverage
  • Elect additional coverage of one to eight times your base pay ($3 million maximum), subject to Evidence of Insurability (EOI)
Basic Accidental Death & Dismemberment (AD&D) Insurance
  • BNY Mellon-paid benefit equal to your base pay, up to $500,000
Supplemental AD&D Insurance
  • No coverage
  • Elect additional coverage of one to eight times your base pay ($3 million maximum)
Spouse/Domestic Partner Life Insurance
  • No coverage
  • $25,000 benefit
  • $50,000 benefit
Child Life Insurance
  • No coverage
  • $10,000 benefit
  • $15,000 benefit
Health Care Flexible Spending Account (FSA)
  • No contribution
  • Elect to contribute up to $2,600 annually
Limited Purpose Flexible Spending Account (FSA)
  • No contribution
  • Elect to contribute up to $2,600 annually to a Limited Purpose FSA (if you enroll in Plan HSA)
Dependent Care Flexible Spending Account (FSA)
  • No contribution
  • Elect to contribute up to $5,000 annually
Flex Vacation Purchase
  • No purchase
  • Elect to purchase up to five additional vacation days for 2018 if you were hired on or prior to November 30, 2017