BNY Mellon Benefits Guide
If You Do Not Enroll by the Enrollment Deadline
The following chart shows the default coverage you will receive for 2019 if you do not enroll by the deadline provided with your enrollment information.
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COVERAGE YOU WILL RECEIVE
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Newly Benefited Employees
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Medical
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No coverage
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Health Savings Account Contributions (available only if you enroll in the Lower Deductible HSA Plan or the Higher Deductible HSA Plan) and establish an HSA account with BenefitWallet)
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No employee contributions; you may change your Health Savings Account contribution amount monthly throughout the year
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Dental
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No coverage
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Vision
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No coverage
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Long-Term Disability Insurance
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BNY Mellon-paid coverage equal to 60% of base pay
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Life Insurance/Supplemental Life Insurance
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BNY-Mellon-paid coverage equal to your base pay, up to $500,000
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Spouse/Qualified Domestic Partner Life Insurance
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No coverage
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Child Life Insurance
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No coverage
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AD&D Insurance/Supplemental AD&D Insurance
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BNY Mellon-paid coverage equal to your base pay, up to $500,000
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Health Care Flexible Spending Account
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No participation
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Limited Purpose Flexible Spending Account
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No participation
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Dependent Care Flexible Spending Account
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No participation
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Flex Vacation
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No participation
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