BNY Mellon Benefits Guide
How to Enroll
Enrollment Reminders
  • Check your personal information, such as address and phone number, to ensure that all information is accurate and up to date.
  • Designate or verify your beneficiaries for life, AD&D and travel accident insurance.
Enrolling on MyBenefit Solutions
Access the MyBenefit Solutions website at work or at home:
If you have questions, call the BNY Mellon Benefit Solutions Service Center at 1-800-947-HR4U (4748), option 2, Monday through Friday between 8:30 a.m. and 8 p.m. Eastern Time.
If You Need to Choose a Primary Care Dentist (PCD)
If you enroll in the Aetna DMO, you will need to choose a primary care dentist (PCD). Here's how:
  • If you are enrolling in the Aetna DMO using the online system, go to the secure member website at www.aetna.com and click Log In/Register. You will be prompted to enter your DMO primary care dentist's six-digit dental office number for each covered person. For information on the six-digit dental office number, go to www.aetna.com/docfind/custom/bnymellonor call 1-855-855-8112. No form is required.
  • If you are enrolling in the Aetna DMO via the MyBenefit Solutions website, you will be prompted to enter your DMO PCD's six-digit dental office number for each covered person; the number can be found at www.aetna.com/docfind/custom/bnymellon, or call 1-855-855-8112. No form is required to enroll.
  • When selecting a PCD, you must make your selection by the 15th of the month in order to use the provider as of the first of the following month.
Enrollment Deadline
  • Continuing BNY Mellon employees (and their eligible dependents) must generally enroll during the Open Enrollment period from October 26, 2015 through November 13, 2015.
  • Employees hired after October 1,2015, and continuing BNY Mellon employees who become benefits-eligible after Open Enrollment (and their eligible dependents) must enroll by the deadline provided in their enrollment materials, generally within 31 days after the later of the date of hire or eligibility date.
If You Miss the Enrollment Deadline
The following chart shows the default coverage you will receive for 2016 if you do not enroll by the deadline provided with your enrollment information.
COVERAGE YOU WILL RECEIVE
 
Newly Benefited Employees, Those Hired After October 1, 2015, or Those Without Applicable BNY Mellon Coverage for 2015
If You Have Applicable BNY Mellon Coverage for 2015
Medical
No coverage
Your 2015 plan election and coverage level will remain in effect. If you have Employee + 1 coverage, you will be enrolled in the new coverage level (Employee + Child(ren) or Employee + Spouse/Domestic Partner) that includes those currently enrolled under your medical plan.
HSA (available only if you enroll in Plan HSA)
No employee contributions
2015 HSA contribution amounts are not carried over. You may change your HSA contribution amount monthly throughout the year.
Dental
No coverage
Your 2015 election will remain in effect.
Vision
No coverage
Your 2015 election will remain in effect.
LTD Insurance
BNY Mellon-paid coverage equal to 60% of base pay
Your 2015 election will remain in effect.
Life Insurance
BNY-Mellon-paid coverage equal to your base pay, up to $500,000
Your 2015 election will remain in effect.
Spouse/Domestic Partner Life Insurance
No coverage
Your 2015 election will remain in effect.
Child Life
Insurance
No coverage
Your 2015 election will remain in effect.
AD&D Insurance
BNY Mellon-paid coverage equal to your base pay, up to $500,000
Your 2015 election will remain in effect.
Health Care FSA
No participation
No participation
Limited Purpose FSA
No participation
No participation
Dependent Care FSA
No participation
No participation
Flex Vacation
No participation
No participation
If you do not enroll by the deadline and you are automatically re-enrolled in your 2015 elections, payroll deductions for coverage will be at the 2016 level. If you do not want to incur these deductions, be sure to change your elections by November 13, 2015.
When Coverage Becomes Effective and Terminates
The benefits you choose during Open Enrollment will become effective on January 1, 2016, and remain in effect through December 31, 2016, or until the last day of the month you transition to a status that is ineligible for benefit coverage.
If you are newly eligible for benefits during 2016, the choices you make when you enroll remain in effect from the date of your eligibility through December 31, 2016, or until the last day of the month you transition to a status that is ineligible for benefit coverage or until you leave BNY Mellon, if earlier (provided you enroll within 31 days of your benefit-eligibility date).
Coverage for children born, adopted or placed with you for adoption begins on the date of birth, adoption or placement. Coverage for other newly eligible dependents, such as a new spouse, will be covered on the first of the month following the date he/she became eligible (e.g., date of marriage). For new domestic partners, because of the six-month cohabitation/codependence requirement, the domestic partner will be covered on the first day of the month following the date on which he/she became eligible. See "Domestic Partner Definition."
BNY Mellon holds an Open Enrollment period every year in the fall. After you enroll, except for changes in HSA contributions, you will be able to make changes to your benefit selections ONLY if you have a qualified life event during the year or one of the special enrollment rights applies. For more details, review the Changing Coverage section. Your next opportunity to make changes will be during Open Enrollment for the 2017 plan year.